The Future of Caregiving: A Designated Family Caregiver?
Jan 14 2013 in Denise's Blog by Denise
Last month, I interviewed Cali Williams Yost, author of Tweak It: Make What Matters to You Happen Every Day, for an article about managing a career and caregiving. During our phone conversation, Cali asked:
What do you think about the idea of a designated family caregiver? An individual in the family who’s paid by the family to provide care?
Cali’s comment came during a discussion about the future. Specifically, we wondered: In the coming years, how will we provide care for everyone in the family? Trends show that we’ll care for more than one family member at one time. (I see this trend already, as many of you who join the site care for more than one family member. Consider Renea, who cares for her grandmother, parents and husband.)
In a recent blog post, The ElderCare Cliff. It’s Coming Are You Ready?, Cali shares these statistics:
- Today there are approximately 5.1 people between the ages of 16 and 64 to provide care for someone 65 and over AND to work to pay the taxes that support public programs for the aging.
- In 2050, or 38 years from now, there will only be 2.9 people ages 16-64 years old to provide unpaid care for every person 65 and over AND to work to pay taxes to support public programs for the aging.
The stats point to a huge problem: In the future, we simply won’t have enough individuals to provide care for family members. We also won’t have enough individuals in the workforce to pay taxes to support programs like Medicare and Medicaid, which will be under greater strain as our popular ages and our country’s health declines. According to a 2012 study in the American Journal of Preventive Medicine, 42% of adults will be obese by 2030, creating a potential of $550 billion in health care spending between now and 2030.
It’s clear the solutions for the problem of providing care can’t come from our government or our health care industry; both systems spin on dysfunction.
Could the solution rest with the individual, like a designated family caregiver as Cali suggests?
So, let’s take a closer look at the idea of a designated family caregiver. Could it work? How would it work?
A designated family caregiver steps in when a family member needs care. And, this family caregiver will be prepared to provide, oversee and manage care. When the caregiving crisis hits because of old age, an injury or a diagnosis, the family turns to its solution already in place—the Family Care Manager.
And, because this Family Care Manager provides an invaluable service, the family unit pools its resources to reimburse the family caregiver for his or her time. The Family Care Manager becomes the recognized expert in the family, honing skills and expertise to provide the best care possible.
The role of Family Care Manager elevates the role of family caregiver; it’s now a career. Perhaps you work other jobs when you can (and you could when there’s a break between caregiving experiences) but your career is now caregiving. Because it’s your career, you take classes, become certified (as a certified nurses aide, for instance), pursue advanced courses that help with knowledge of medications, the health care system, death and dying, conflict meditation, effective communication techniques, the decision-making process and navigating family dynamics.
The duties and responsibilities of the Family Care Manager resemble the ones you perform now. Depending on the situation, the FCM might:
- schedule and attend doctor appointments
- order equipment and supplies
- create a caregiving handbook of the caree’s care needs, preferences, routine and treatment
- delegate responsibilities and tasks among the family
- provide transportation to appointments and treatments
- provide personal care
- hire and oversee help for the caree and the caree’s home
- manage the budget and pay the bills
- capture the caree’s life story
- find appropriate services and specialists
- educate the family about the caree’s medical condition and needs
- organize the caree’s social and faith-based activities
- research treatments
- organize and oversee family meetings to provide updates and discuss decisions
- ensure a caree’s wishes are respected and put into place.
A Family Care Manager might move in with a caree to provide care. Or, if caring for more than one caree at a time, the FCM might oversee care where the caree resides, which includes long-term care facilities, such as a group home, assisted living or a skilled nursing facility.
Your career as a Family Care Manager means you run a small business, serving your family and other families in your community. If you have a small family (perhaps it was just you and your caree until your caree’s death), you can be hired by other families to be their Family Care Manager. In essence, your expertise gained during caregiving is preserved, benefiting your next carees.
As a Family Care Manager, your family (which includes immediate and extended family members, such as aunts, uncles, cousins), pays you for your services; you no longer sacrifice a financial future to provide care. (Long-term care insurance also could be a potential payer.) You no longer struggle with this question: How do I keep my job and continue in my caregiving role? With a recognized position in the family, you receive the respect of the role. It’s a professional position.
The position of Family Care Manager also has structure, such as paid time off and back-ups for time off and vacations. As the position of Family Care Manager becomes more recognized, you can work with other local Family Care Managers to cover for each other when you take vacations, enjoy weekly regular time off and if you become ill.
And, perhaps, you organize a coalition of Family Care Managers so that you can create you own benefits package which includes health insurance and a retirement plan. As a coalition, you also can leverage your buying power, creating a coop to purchase medical supplies, equipment and services at a discount. You meet regularly with other Family Care Managers to share resources, ideas and training. If a family member lives out-of-town, you coordinate care with a Family Care Manager in that community.
Because you have what you need (support, knowledge, training, benefits, regular breaks), your carees benefit, as well. You know doctors, hospitals and service providers. In essence, you know the system and how to work it. You know about programs which can help and have relationships with the staff who run them.
Because a family designates a Family Care Manager, family members may be more open to sharing their wishes, health conditions and treatments. The exchange of information and the creation important legal documents like a durable power of attorney for health care and finances could help the family better prepare for the future.
The Family Care Manager not only helps family members with current health care needs but also monitors the health of other family members. The Family Care Manager keeps track of the family’s medical information, becoming the recorder of annual check-ups, vaccinations, flu shots and medical histories.
In order for this to work, a family unit must:
- Protect the emotional well-being of the Family Care Manager. Caregiving is an emotionally-draining role. When a caregiving experience ends, the Family Care Manager will need time off. Appointing a back-up will be important as will creating relationships with other Family Care Managers in the community.
- Buy into the importance of a Family Care Manager, which may relate to the willingness to pay for the position (see below). A family unit also must understand that caregiving will happen, that it’s a natural cycle of life. A family unit in denial will not see the need for a Family Care Manager.
- Find the resources to pay the Family Care Managers. Can families afford this? Perhaps some families will pool monies to pay for a part-time FCM. The FCM also could work for other families or have other part-time jobs.
- Create a job description and a contract with the Family Care Manager which details job specifics. In addition, the family would have to add a performance review to ensure the FCM manages the responsibilities appropriately and effectively.
What do you think of the idea of a Family Care Manager? Would this work for you? How would your family react to such an idea? What benefits and obstacles do you see? Do you think a position like Family Care Manager would make the caregiving experience less lonely and less stressful? Please share your thoughts in our comments section, below. After you’ve shared your comments, please vote in our poll, Would You Take a Position as a Family Care Manager, here.
We’ll continue this conversation on Your Caregiving Journey on Wednesday, January 16, at 8 p.m. ET. Call 1-646-652-4944 during our show to share your ideas and join the chat room to discuss your thoughts with other family caregivers. Listen here.
Next week: I’ll share another idea which supports the family caregiver: A community care squad.
Resources
–Caregiving’s Cost: $3 Trillion in Lost Wages, Pension and Social Security Benefits
–$153,000,000 for 600,000?
–And, What Will You Do for Me?
–Your Value: $450 Billion
Related Articles
- You Can’t Wait 10 Years (caregiving.com)
- In Six Words: What’s Your Wish for Another Caregiver? (caregiving.com)
- Working and Caregiving: Communication, Flexibility, Creativity (caregiving.com)
- Help! I Just Realized My Mom Needs Help (caregiving.com)
- With Self-Care, You Keep (caregiving.com)


roaringmouse said on January 14, 2013
Denise,
I just had a similar conversation with a friend of mine the other day. It included all the different terminology for caregivers, roles and concerns with insurance.
I absolutely 100% love this idea. But you do have to have a family support base to put this together. I did not. The other concern is that you have to make sure that the payment for a Family Care Manager does not conflict with the caree’s insurance or it can be cancelled. That was what we faced.
Please keep me posted on this topic!
RoaringMouse
Jsph Hogsdon said on January 14, 2013
How do I go about getting government financial assistance for a caregiver for me? Serious heart and lung problems
Denise said on January 14, 2013
Hi–You can search for programs and services which may help at http://www.benefitscheckup.org.
Peggy said on January 14, 2013
This entire article was very good and I think the idea is great for families that are large enough to put this idea to work for a family member in need of full time care.
Our family is very small and only one other member will care for my son if something happens to me. In which case they would need to apply for any program (IHSS or ?) that provides financial help to a caregiver if caregiving becomes their full time job.
It would be amazing if everyone had a ‘family unit’ or ‘unit that is close enough to be family’ and cares for them enough to want to help the person in need of care.
Denise said on January 14, 2013
@roaringmouse and @pjheart — Next week, I’ll write about another idea (community care squad) which provides support to family caregivers, particularly when family support is absent.
And, I’d love to know from both of you: If you were approached by a family in your community to be that family’s Family Care Manager, would you accept the position?
roaringmouse said on January 15, 2013
Denise, I might accept the position. I would have to interview with them, or at least know of them on some intimate level. But there would have to be things to keep in mind like family politics, you would probably need to be bonded, there should be some sort of certification (unless maybe…it is family to family), the position would have to be written in detail on paper in terms of expectations on both sides, again it would have to be double-checked that there would be no conflict with insurance programs, and as finances are tight..notation of accommodating arrangements. I think also in my case if I were to do this…I would do it in the area I’m familiar with…that being spinal cord injury as the position would certainly lend itself to some mentoring and the family hiring you in said position would naturally tend to look at you that way.
The only reason I say might is because of the unique situation I’m in..where my spouse passed. I am volunteering my time now at an SCI rehab center, and it’s giving me a chance to see and…allow me to overcome some hurdles be helping others with situations I faced. I personally could not do that position right after his passing. But maybe in a year or two I’d be more likely to consider it.
RoaringMouse
Kristin said on January 14, 2013
Hi -
I’m a little late on this one, but want to second rm’s concerns.about the size of the family. Even though my caree had three daughters, they could not come up with enough money to pay me for the first two years. I was certainly a designated caregiver, but the two daughters who lived nearby were unable to provide adequate respite due to their own family and farm responsibilities. I think this is a great idea. I also think that the government is going to have to step in as they have in some states to provide a stipend to the caregiver. It is far cheaper than providing nursing home care and would ease the burden on Medicaid. It is absolutely beyond me why states haven’t figured this out yet. Home care is cheap. Nursing home care is expensive.
ejourneys said on January 14, 2013
A family that’s invested in the process is key. I’m the last of my line and am not in touch with extended family for various reasons. My partner’s family is non-communicative for the most part and my partner doesn’t seem particularly interested in outreach. I think we need families that can make this work at the forefront, establishing a track record and showing that such a thing is possible. Any form of incentive would be great as well.
Tony Rovere said on January 15, 2013
Denise, I think this is a unique idea because it relies on the individual and also recognizes the facts that as our society ages the social safety net that the government has created in order to care for the elderly…by this I mean Medicare and Medicaid…will be stripped to the breaking point.
Your idea does however revolve around the idea that other family members would be subsidizing the cost of the family care manager. What happens if one of those other family members gets laid off? Suffers an illness? Dies suddenly in an accident?
These are difficult issues that need to be addressed but the one thing I do commend you on is that you are attempting to supply a non-government solution to the problem.
Some of the things you mention, such as groups of caregivers banding together to form their own ‘trade group’ so to speak that would negotiate for health benefits is novel and make total sense, similar to the way that a union can negotiate these benefits for their membership (on second thought, maybe a trade group could be created of ‘Family Care Managers’ nationwide that could have greater power in negotiating this for a larger group of beneficiaries).
And in all sincerity this is the type of idea that the government SHOULD embrace this and support in any way possible because anyone that can do basic bath must realize that as our society ages the programs designed to assist seniors, Social Security, Medicare and Medicaid, will be going bankrupt in the next 20-30 years.
Denise said on January 15, 2013
Hi–I wonder if a family could structure the resources to pay a Family Care Manager like a condo building pays for its amenities and upgrades. Residents of condo buildings pay a monthly assessment and then approve special assessments for upgrades. In a family situation, each member (or each family unit, depending on how large the family) pays a monthly assessment, which pays for the Family Care Manager and builds up reserves in case of one family unit has a job loss. The assessment could be reviewed yearly and special assessments added if necessary.
In my mind, the big question is: Would an individual want to do this? Be the family’s primary family caregiver over and over and over a period of decades?
Tony Rovere said on January 15, 2013
I can say from personal experience probably not, but they might not have a choice. If one person is picked as the Family Care Manager would it be possible to ‘platoon’ that among the different family members? Could you do it for a year and then go back to the regular workforce? That would be really tough finding a job in those situations.
But that Family Care Manager would have to get some respite care fro the other family members on the weekends for this idea to have any change of working.
Still, it seems like this type of situation may start to happen over the next 10 years. Maybe we start to see more ‘multi-generational’ households where the families 2-3 generations live under one roof and makes the caregiving easier by spreading the responsibilities over more than one person.
That could be another societal shift that we see.
Sunshine=Sometimes said on January 15, 2013
Hi,
This is most definitely an interesting idea. I have been the family caregiver by default since I don’t have any family here with Mom other than myself. I love Mom and do the family caregiver role with peace but I wouldn’t choose this role if I were fortunate enough to have my own friends and family – like my two sisters do – out of state. So, No, Denise. I wouldn’t wish it on anyone. It is a overwhelming burden. My own but a burden. God has graced me to do it.
Denise said on January 15, 2013
It occurred to me that a similar idea is already in place in a few communities:
Beacon Village in Boston: Beacon Hill Village, a member-driven organization for Boston residents 50 and over, provides programs and services so members can lead vibrant, active and healthy lives, while living in their own homes and neighborhoods. Benefits include access to discounted providers who can help you manage your household, stay active and healthy, and serve your driving needs. Our social and cultural programs are always changing to support member interests. http://www.beaconhillvillage.org/
Lincoln Park Village in Chicago: Members of Lincoln Park Village, from their own homes, enjoy the sense of community and security of old fashioned village life but with all the conveniences of modern life. With one phone call or mouse click, members can access a vibrant array of stimulating activities, friendly gatherings, learning opportunities and personal services–all delivered with customized attention. Lincoln Park Village brings adults 50+ together to enjoy things they like to do and provides practical help if they need it. http://www.lincolnparkvillage.org/
The village solution relies on paid professionals who service members of a community, which differs a bit from a family-based solution. Both ideas are based on providing solutions to those who will need care.
Sunshine=Sometimes said on January 15, 2013
Boy, I wish I could live there! Is it very expensive?
Lisa Ohlen Harris said on January 16, 2013
I find myself responding on two levels to the idea of a designated caregiver. On a logistical level, I think it makes a lot of sense. But after serving seven years as the primary caregiver for my mother-in-law (who passed away in 2008), I find myself emotionally resistant to the idea of a designated family caregiver — because I think it would end up being me!
In fact, I hope that the primary responsibility for my own parents (who are still healthy and independent in their 70s) will *not* fall to me, even though I am the only daughter and in many ways I’m the logical choice. I hope to share the responsibilities with my brothers when the time comes. Certainly the primary caregiver should be paid (or eventually repaid out of the estate) — but one family member who is always the caregiver for whoever needs help? I can’t imagine that. It’s hard for me to think of asking one family member to give himself over to this service with no finish line in sight. It’s just too hard.
That said, I’m very interested to read what others think and to keep considering this idea. I do applaud the proposal, because I think it gives a starting place for discussions on how we can be intentional in our caregiving (plans).
Denise said on January 16, 2013
Hi Lisa–I totally agree. I really think the barrier to this idea is: Will a family member sign up to care for family members over and over? Honestly, I wouldn’t. And, part of the reason I wouldn’t is because I would just dread the dealing with the family dynamics over and over.
I love how you break down the idea. On a paper, it makes sense. In the heart, though, it sounds really difficult.
Sunshine=Sometimes said on January 16, 2013
Had a great talk/discussion tonight, Trish and Denise! Very interesting! Once again two pages of notes. I was wondering though. If you are designated the FCM and suddenly your caree dies or your family doesn’t like the way you handle your caree and they “fire” you – yes, family politics and dynamics [a.k.a. dysfunctional] where do you go from there? You no longer can see your beloved caree in the family. You no longer have an income. etc. etc. etc. Anyhoo you can catch my drift.
Also? Where does the FCM get their training and is it a National Training? Good in every State? Anywhere in the USA? Or abroad? Can you travel with your caree – that is if they are healthy enough – with this diploma etc. that you have legally? I see the Peer Support Whole Health Groups going through this now. There is not a national training yet. Yes there is WRAP and WHAM. etc.? But across the board? Nothing. And I am sure it will take a long time for there to BE something. Maybe even longer than the Medicare and Medicaid funding will last.
So it must be a solution soon!!!!:) great that you are on it, Denise!
Cecelia said on February 5, 2013
After caregiving for my mother since 2006 and my father for one year, I would welcome the idea. However it seems like this type of a situation you maintain family cooperation. Other family members may welcome the caregiver but may not want to not pay them for a variety of his own reasons.There is no easy answer for this situation. I want to comment about the obesity crisis. If we know about it now – then why aren’t doctors and others in the health field being more proactive so this does not become such a huge financial burden in medical costs? A person does not just have diabetes – it leads to many other conditions – amputations, blindness, insulin and a host of other medical problems that follow. I read medical research already knows children are at risk for diabetes. So the problem will get worse because a plan is not in place. I just hope my husband and I do not have to go through this because we do not have any children or loved ones to look after us. Growing old this way is not a fun way to go!
@gail said on February 5, 2013
@Cecilia, I on the other hand have two sisters and they talk at length about “what to do with Gail when Mom dies.” Only thing is? They don’t ask me!
So? Another issue is communication. We may have people who are “in the right place of heart?” But? They just aren’t practical in their prospects for the upcoming caree anyway…..