Yesterday, on Your Caregiving Journey, Ellen Rogin, our wealthness expert, joined me to talk about how small steps can make a big difference. Our campaign, A Dollar A Day, inspired our show. (You can listen to our show via the player below.)

Ellen shared an interesting fact: When asked if they can save 20% of their income, people will say, "No way!" When asked if they can live on 80% of their income, individuals will say, "Yep! I can do that." It seems that saving for future starts with what we tell ourselves.

What does $12,382 mean? If you save $30 a month (a $1 a day) for five years at a 5% interest rate, you'll have $12,382. Small steps really do lead to a big change.

Reminders: Our next live call-in talk show airs Tuesday, November 15, at 7:30 p.m. ET. Our first two callers with their answers to this question, What change in the health care system would help you the most?, will win. Join us and listen here. And, our next chat on Twitter takes place on November 13 at 8 p.m. ET. Our topic is How do you kick the perfectionism habit?


Welcome to our next members. Please to send a note of welcome to those who've recently joined us, including:

---mountainlore, who cares for her mother;
---strideeveryday, who I hope we'll learn more about;
---2feathers, who cares for her spouse and her mother;
---guppygirl, who cares for her mother (and would like your suggestions);
---irene, who cares for her parents;
---grammajanice15, who cares for her spouse.